Financing

Bring your dream pool within reach.

We've partnered with two trusted financing companies, HFS Financial and Lyon Financial, so you can build, remodel, or upgrade your pool with terms up to 30 years and monthly payments that fit your budget.

Start with a free, no-obligation estimate — once we know your project scope and pricing, you can apply with the lender that fits you best.

HFS Financial - You Dream It, We Finance It Lyon Financial
Compare Your Options

Two lenders. One that fits your project.

Both partners offer terms up to 30 years. The biggest difference is how funds are paid out — directly to you with HFS, or to your builder in stages as work progresses with Lyon.

Loan Amounts$1K–$450K
Terms Up To30 Years
No Equity or Collateral Needed
Low, Fixed Rates — No Prepayment Penalty
Funds Paid Directly to You
Same-Day Prequalification
Check Your Rate

*Checking your rate is a soft credit pull and does not affect your credit score. Financing provided by HFS Financial, an independent lender; terms subject to credit approval.

Loans Up To$200K
Terms Up To30 Years
Pool Loan Specialists Since 1979
90-Day Deferred Payment Option†
Funds Paid to Your Builder as Work Progresses
Military & Veteran Discounts Available#
Apply with Lyon or call 877-754-5966

Lyon Financial acts as a facilitator and is not a lender or broker; loans are provided by third-party lenders. All loans subject to credit approval; rates and terms vary by credit profile and lender. †Interest accrues during deferral; eligible loans only. #Military program benefits may include discounted fees; conditions apply.

The Transformation

From dirt to oasis.

See what's possible in your own backyard — then let's talk about how to make it happen.

Backyard before pool construction Before
Backyard after pool construction After
Why Finance With Catalina Pools

Financing built around you.

Two Lenders to Choose From

Compare HFS Financial and Lyon Financial side by side and pick the payout style, amount, and terms that suit you.

Terms Up to 30 Years

Long terms spread the cost of your project into manageable monthly payments, based on your credit profile.

Projects of Every Size

From a $1,000 upgrade to a full new build — loans available up to $450,000 through HFS or $200,000 through Lyon.

Keep Your Savings Intact

Build the pool you actually want now, without draining your savings or waiting years to start.

How It Works

From estimate to swimming, in four steps.

1

Get Your Free Estimate

We scope your project and give you clear pricing, so you know exactly how much to finance.

2

Choose Your Lender

Compare HFS Financial and Lyon Financial and apply online with the one that fits you best.

3

Get Approved

Your lender reviews your application, verifies a few documents, and finalizes your loan terms.

4

Build & Enjoy

Once funded, we get to work on your backyard — and you get a pool with payments that fit your budget.

Common Questions

Financing, answered.

Which lender should I choose?

It comes down to preference. HFS Financial pays loan funds directly to you and lends up to $450,000. Lyon Financial specializes in pool loans, lends up to $200,000, and releases funds to your builder in stages as construction progresses. Our team is happy to walk you through both.

Will checking my rate affect my credit?

Checking your rate with HFS Financial is a soft credit pull and does not affect your credit score. For Lyon Financial, ask a loan specialist at 877-754-5966 how your application will be reviewed.

How much can I finance, and for how long?

HFS Financial offers loans from $1,000 to $450,000, and Lyon Financial offers loans up to $200,000. Both offer terms up to 30 years. The amount and terms you qualify for depend on your credit profile.

How is the money paid out?

With HFS Financial, funds are paid directly to you in one lump sum. With Lyon Financial, funds are released to your builder in staged payments throughout construction, so money is paid out as work is completed.

Do I need home equity or collateral to qualify?

HFS Financial personal loans do not require home equity, a second mortgage, or collateral — approval is based on income and creditworthiness. Lyon Financial's loan specialists can explain the requirements for its programs.

Are there discounts for military and veterans?

Lyon Financial offers reduced fees for veterans and active-duty military members on approved credit. Conditions and limitations apply.

Ready to see your options?

The first step is a free estimate — once we've scoped your project, we'll help you explore financing that fits.

Financing provided by HFS Financial, an independent lender, or arranged through Lyon Financial, a facilitator working with third-party lenders. All loans subject to credit approval; rates and terms vary.